Mary Frances Nail, 58, of Cadiz, Ohio, formerly of Pennsylvania, passed Tuesday March 31, 2015 at home. She was born in Altoona, Pennsylvania on May 21, 1956, a daughter of Velma R. Rastila Jerkovitz and Joseph T. Jerkovitz. She was a retired Senior Loan Administrator with Mellon and Dollar Banks. In addition to her parents, she is survived by her loving daughter Jennifer Nail. At Mary's request, there will be no visitation. The family is being assisted by Borkoski Funeral Home, 555 East Market Street, Cadiz, Ohio.  Offer online condolences to the family at www.borkoskifuneral.com